πŸ‡ΊπŸ‡Έ For US citizens & residents

You have a massive head start.

As a US citizen, forming an LLC for your ecommerce business is faster, cheaper, and simpler. EIN in 1 hour. Real bank accounts. No registered agent. Form in your home state today.

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1 hr
EIN processing time
🏠
$0
Registered agent cost
🏦
Same day
Real bank account
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50
States we cover

Your advantages over international sellers

International clients face significant hurdles at every step. As a US citizen, you skip all of them.

Requirement
πŸ‡ΊπŸ‡Έ US Citizen
🌍 International
Get EIN
10 min online
15-30 business days via fax
Registered agent
Be your own β€” $0/yr
Required β€” $100-300/yr
Bank account
Chase, BofA, any bank β€” same day
Fintech only (Mercury, Wise, Payoneer)
Business credit card
Chase Ink, AmEx, Capital One
Almost no access
SBA loans
Fully eligible
Not eligible
Stripe / PayPal
Instant KYC approval
Complex verification, risk of freeze
Amazon account
Fast, fewer verifications
Extra documentation required
State choice
Form in home state β€” simple
Must choose carefully to avoid double fees
Annual compliance
One state only
Complex multi-state requirements

The banking advantage is huge

This is one of the most overlooked advantages US citizens have. Real banks vs fintech β€” the difference matters enormously for your business.

πŸ‡ΊπŸ‡Έ US Citizen
Available banks
Chase Business Complete
Bank of America Business
Wells Fargo Business
Capital One Business
Local credit unions
Any community bank
Features
βœ“
Physical branch access
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Business debit + credit cards
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SBA loan eligibility
βœ“
Business line of credit
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Check writing
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Wire transfers
🌍 International Client
Available banks
Mercury (fintech only)
Wise Business
Payoneer
Relay
Airwallex
Features
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Online only β€” no branches
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Debit card (limited)
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No SBA loans
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No business credit line
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Limited check support
βˆ’
Higher wire fees
Why this matters for ecommerce: A real business bank account at Chase or BofA gives you access to business credit cards (which build business credit), SBA loans for inventory financing, wire transfer capabilities for suppliers, and physical branches for cash deposits if you sell locally. Fintech accounts like Mercury and Wise are functional but have daily/monthly transfer limits, can freeze funds without notice, and offer no path to business credit or loans.
Important advice for US residents

Don't make this expensive mistake

We regularly see US residents who form their LLC in Wyoming or Delaware because they heard those states are "the best" β€” without realising they've just created a Foreign LLC problem for themselves.

Here's what happens: If you live in Texas but form your LLC in Wyoming, your Wyoming LLC is considered a "Foreign LLC" the moment you do any business in Texas β€” which you will, because you live there. Texas then requires you to register your Wyoming LLC as a Foreign LLC in Texas, file annual reports in both states, and pay registered agent fees in both states. Instead of saving money, you've doubled your compliance costs.

The simple rule: US residents should form their LLC in the state where they live and operate. Wyoming and Delaware are excellent choices β€” but only if you actually live there, or if you are a non-US resident with no physical US presence.

Want to understand this in detail? We've written a complete guide explaining the Foreign LLC concept, when it applies, and the exact costs involved.

Which platform are you selling on?

Your LLC works across all major US ecommerce platforms.

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Amazon FBA

Sell nationwide with Amazon fulfillment. US LLC gives you full seller privileges, Brand Registry access, and faster account approval.

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Walmart Marketplace

US-based sellers get priority approval on Walmart. Reach 120M+ monthly visitors with your own branded storefront.

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Shopify Store

Launch your own branded store. Shopify Payments available instantly with US LLC + SSN β€” no third-party payment workarounds needed.

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Etsy

Perfect for handmade, vintage, and unique products. US LLC gives you professional credibility and simplified tax reporting.

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TikTok Shop

The fastest growing ecommerce platform. US sellers get first access to TikTok Shop's full feature set and affiliate programs.

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eBay

Established marketplace with 135M+ buyers. US LLC unlocks PowerSeller status and full business seller benefits.

From idea to selling in 6 steps

We handle the paperwork. You focus on building your business.

01

Choose your home state

Form in the state where you live. Simple, straightforward, no foreign LLC complications.

02

File Articles of Organization

We prepare and file your LLC paperwork with your Secretary of State. Most states approve in 1-5 business days.

03

Get your EIN instantly

Apply online at IRS.gov using your SSN. Takes 10 minutes β€” your EIN appears on screen immediately.

04

Open your physical bank account

Visit Chase, BofA, or any local bank with your LLC documents and EIN. Same-day approval. No fintech workarounds needed.

05

Set up your seller accounts

Apply on Amazon, Walmart, Shopify, or wherever you plan to sell. US LLC + EIN = fast approvals everywhere.

06

Start selling

You're ready to receive payments, buy inventory, and scale your ecommerce business β€” fully protected by LLC liability shield.

Common questions from US sellers

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Ready to launch your ecommerce LLC?

You have every advantage. Let us handle the paperwork so you can focus on building your business.

All 50 states covered Β· Same-day EIN guidance Β· Sales tax compliance included